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Pay-to-Cards

Fast, efficient, and reliable payouts to cards worldwide

Access 15 billion+ cards across major networks like Mastercard, Visa, and UnionPay. A single API integration lets you expand your reach, simplify operations, and enhance customer experience with instant, traceable transactions. Unlock a global network of cards, bank accounts, and wallets.

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Why Pay-to-Cards?

Pay-to-cards offers a fast and efficient way to reach global markets by enabling payouts directly to cards, a popular payment method in many regions.

Available 24/7, this solution boosts customer engagement and opens new opportunities.

However, integrating multiple card schemes can be complex, requiring significant technical resources. Without broad coverage, businesses risk missing key market opportunities. A streamlined solution ensures you stay competitive and capitalize on the global payments landscape.

Why our Members choose Thunes
for Pay-to-Cards

Unparalleled global reach

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Expand your reach with Pay-to-Cards and grow your customer base. Access 15B+ cards in one network, for a seamless cross-border experience.

Better customer experience

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Using cards for cross-border payments simplifies transactions by leveraging globally standardized systems.

Faster go-to-market

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Fast, traceable transactions and real-time status updates. Enhance your customer experience and gain a competitive edge.

Pay-to-Cards features

Designed for Security

Experience peace of mind with Thunes’ secure platform, designed with the highest standards from global card schemes. Our commitment to security includes adherence to PCI-DSS, as well as advanced measures like tokenization and encryption. By combining these standards with the Thunes platform, we deliver a worry-free experience that ensures the safety of your transactions.

Transparent pricing and FX

No intermediaries. No hidden fees. No endless delays. With full visibility on transaction price and FX fees for payouts, beneficiaries can easily understand the amount they will receive in their local currency.

Process small value payments

Thunes’ proprietary Direct Global Network allows our partners to cater to specific use cases that make small transactions directly to cards. This means that we can process $2 payments as securely and transparently as a $5,000 transaction. So, no matter where your customers are, how much they need to send or how often they need to send it, we keep money moving.

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Enhance your cross-border payment experience

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Direct Global
Network

Unlock real-time, cost-effective payments worldwide, through our Network of direct connections.

Join the Network

SmartX
Treasury

Benefit from transparent pricing, real-time optimisation and the ability to manage liquidity efficiently in 90 currencies with our flexible FX solution.

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Compliance

Safeguard your operations and ensure full adherence to local regulations across all markets with 50 licences and embedded risk controls.

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Trusted by our Members

Let’s power your next market expansion

Talk to our experts to tailor a solution for your business.

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  • Pay-to-Mobile-Wallets
  • Pay-to-Banks
  • Pay-to-Cards
  • Pay-to-Stablecoin-Wallets
  • Accept Mobile Wallets
  • Accept Bank Payments
  • Accept Digital Vouchers
  • Accept BNPL
  • Global Accounts
  • Business Payments

Industries

  • Banks and Neobanks
  • Money Transfer Operators
  • Mobile Wallets
  • Gig Economy Platforms
  • Digital Asset Companies
  • Payment Service Providers
  • E-commerce
  • Payroll & EOR

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